:root{--paper:#FFFFFF;--paper-card:#FFFDF6;--ink:#1E3A8A;--ink-soft:#4B5B8C;--stamp:#2B4C9B;--line:#EFE7CF;--gold:#F5C842;--gold-deep:#E0AE1B;--tint:#FBE9B7;--red:#C8402F;--red-tint:#FBEAE6;--radius:14px;--shadow:0 2px 6px rgba(30,58,138,.07),0 14px 34px rgba(30,58,138,.10)}.hero{position:relative;padding:52px 0 78px;overflow:hidden}.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(600px 400px at 88% 8%,rgba(245,200,66,.2),transparent 60%),radial-gradient(500px 380px at 4% 92%,rgba(43,76,155,.06),transparent 60%)}.hero h1{font-size:clamp(2rem,4.2vw,3.3rem);margin:16px 0 18px}.hero p.lead{font-size:1.08rem;color:var(--ink-soft);max-width:33rem;margin-bottom:26px}.tick-list{display:grid;gap:9px;font-size:.92rem}.transform-stage{position:relative}.t-card{background:#fff;border-radius:16px;box-shadow:var(--shadow);border:1px solid var(--line);padding:26px 28px;position:relative;overflow:hidden}.t-refused{transform:rotate(-2deg);animation:docIn .7s .1s both ease-out}@keyframes docIn{from{opacity:0;transform:rotate(-2deg) translateY(24px)}to{opacity:1;transform:rotate(-2deg) translateY(0)}}.t-refused .mono{font-size:.64rem;letter-spacing:.16em;color:var(--red)}.t-refused h3{font-size:1.05rem;margin:6px 0 12px;color:var(--red)}.t-line{height:9px;border-radius:5px;background:var(--red-tint);margin-bottom:9px}.t-line.s{width:65%}.t-badge-r{display:inline-flex;align-items:center;gap:6px;background:var(--red-tint);color:var(--red);font-size:.72rem;font-weight:700;padding:5px 12px;border-radius:999px;margin-top:10px}.arrow-mid{text-align:center;margin:16px 0;position:relative;z-index:2}.arrow-mid svg{width:26px;height:26px;color:var(--gold-deep);animation:bounce 1.8s infinite}@keyframes bounce{0%,100%{transform:translateY(0)}50%{transform:translateY(6px)}}.t-approved{transform:rotate(1.5deg);animation:docIn2 .7s .5s both ease-out;border-color:var(--gold-deep)}@keyframes docIn2{from{opacity:0;transform:rotate(1.5deg) translateY(24px)}to{opacity:1;transform:rotate(1.5deg) translateY(0)}}.t-approved .mono{font-size:.64rem;letter-spacing:.16em;color:var(--stamp)}.t-approved h3{font-size:1.05rem;margin:6px 0 12px;color:var(--ink)}.t-line-g{height:9px;border-radius:5px;background:linear-gradient(90deg,var(--stamp),var(--gold-deep));margin-bottom:9px;transform-origin:left;animation:grow 1s .9s both ease-out}.t-line-g.s{width:70%}@keyframes grow{from{transform:scaleX(0)}to{transform:scaleX(1)}}.t-badge-g{display:inline-flex;align-items:center;gap:6px;background:var(--tint);color:var(--stamp);font-size:.72rem;font-weight:700;padding:5px 12px;border-radius:999px;margin-top:10px}.chip{position:absolute;background:#fff;border:1px solid var(--line);border-radius:999px;box-shadow:var(--shadow);padding:9px 16px;font-size:.8rem;font-weight:700;display:flex;align-items:center;gap:8px;animation:float 5s ease-in-out infinite;z-index:3}.chipA{top:-14px;right:-14px}section{padding:82px 0}.sec-head{max-width:660px;margin-bottom:46px}.empathy-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start}.empathy-grid p{color:var(--ink-soft);margin-bottom:16px}.reasons-card h3{font-size:1.1rem;margin-bottom:16px;display:flex;gap:10px;align-items:center}.reasons-card h3 svg{width:20px;height:20px;color:var(--red)}.reason-item{padding:12px 0;border-bottom:1px dashed var(--line);font-size:.9rem;color:var(--ink-soft);display:flex;gap:10px;align-items:flex-start}.reason-item:last-child{border:none}.reason-item svg{width:15px;height:15px;color:var(--red);flex-shrink:0;margin-top:3px}.rprocess{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.rstep{position:relative;padding:26px 22px;border:1px dashed var(--line);border-radius:var(--radius);transition:border-color .25s,background .25s}.rstep:hover{border-color:var(--gold-deep);background:rgba(245,200,66,.08)}.rstep .n{font-family:'IBM Plex Mono',monospace;color:var(--gold-deep);font-size:.78rem;letter-spacing:.1em}.rstep h3{font-size:1.02rem;margin:8px 0 6px}.rstep p{font-size:.87rem;color:var(--ink-soft)}.case-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.case{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;transition:transform .25s,box-shadow .25s}.case:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.case .country-tag{display:inline-flex;font-size:.68rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;background:var(--tint);color:var(--stamp);padding:4px 10px;border-radius:999px;margin-bottom:14px}.case-row{display:flex;gap:12px;align-items:flex-start;margin-bottom:10px;font-size:.88rem}.case-row .lbl{font-family:'IBM Plex Mono',monospace;font-size:.66rem;letter-spacing:.08em;color:var(--red);flex-shrink:0;width:64px;padding-top:2px}.case-row.after .lbl{color:var(--stamp)}.case-row span:last-child{color:var(--ink-soft)}.case .result{margin-top:14px;padding-top:14px;border-top:1px dashed var(--line);display:flex;justify-content:space-between;align-items:center;font-size:.82rem;color:var(--ink-soft)}.case .result b{color:var(--gold-deep);font-weight:700}.pc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;text-align:center;position:relative;transition:transform .25s,box-shadow .25s}.pc h3{font-size:1.05rem;margin-bottom:4px}.pc .amt{font-family:Fraunces,serif;font-size:2.1rem;font-weight:700;margin:10px 0 2px}.pc .per{font-size:.78rem;color:var(--ink-soft);margin-bottom:18px}.pc ul{list-style:none;text-align:left;font-size:.87rem;color:var(--ink-soft);display:grid;gap:8px;margin-bottom:22px}summary{cursor:pointer;padding:18px 22px;font-weight:700;font-size:.97rem;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px}details p{padding:0 22px 20px;font-size:.92rem;color:var(--ink-soft)}.cta-band::before{content:"SECOND CHANCE";position:absolute;font-family:'IBM Plex Mono',monospace;font-size:6rem;letter-spacing:.2em;color:rgba(245,200,66,.06);top:50%;left:50%;transform:translate(-50%,-50%) rotate(-8deg);white-space:nowrap;pointer-events:none}.cta-band h2{font-size:clamp(1.6rem,3vw,2.3rem);margin-bottom:12px;color:#fff}.cta-note{display:inline-flex;align-items:center;gap:8px;background:rgba(245,200,66,.12);border:1px solid rgba(245,200,66,.3);color:var(--gold);font-size:.82rem;font-weight:600;padding:8px 18px;border-radius:999px;margin-top:20px}@media (max-width:960px){.empathy-grid,.hero-grid{grid-template-columns:1fr;gap:44px}.case-grid,.inc-grid,.price-cards{grid-template-columns:1fr 1fr}.rprocess{grid-template-columns:1fr 1fr}.foot-grid{grid-template-columns:1fr 1fr}}@media (max-width:640px){.nav-cta,.nav-links{display:none}.menu-toggle{display:block}.nav-links.open{display:flex;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;padding:20px 24px;gap:16px;border-bottom:1px solid var(--line)}.case-grid,.inc-grid,.price-cards,.rprocess{grid-template-columns:1fr}.chip{display:none}section{padding:60px 0}.cta-band{padding:44px 24px}}